Totten Insurance Group offers a stand-alone liability product and/or a full package including Property, Business Interruption and Crime coverage designed for all roofing contractors. Available across Canada, this tailor-made product may include Errors & Omissions, Failure to Perform, Faulty Workmanship, Sudden & Accidental Pollution, and Forest Fire Fighting Expenses solutions.
The CMP may include Property (on a broad form basis), Crime, Contractors Equipment, Tools and Installation Floaters at one competitive premium. Increased limits above base minimums are available on all coverages.
Available for all Roofing Contractors
- Cold Roofing
- Hot Tar Roofing
- Torch-on Applications
Coverages
- Commercial General Liability (Broad Occurrence form)
- Limits up to $2,000,000 In-house
- $1,000,000 Tennent’s Legal Liability
- $1,000,000 Sudden & Accidental Pollution
- $ 500,000 Forest Fire Fighting Expenses
- $ 250,000 E&O Included (May increase to $1,000,000)
- $ 250,000 Limited Fungi or Spore Coverage
- $ 25,000 Faulty Workmanship Included
Exclusive Follow-Form Excess or Umbrella Coverage over Totten’s Primary CGL Available up to $3,000,000 (to Complete a $5,000,000 Tower)
Property
- Broad form, Replacement Cost, including Sewer Backup, Flood & Earthquake
- Business Income/Extra Expense
- Contractors Equipment, Tool and Installation Floaters
Crime
- Broad Form Money & Securities
Underwriting Considerations
- Minimum Premiums
- $17,500 Excluding Torch Work (Negotiable Pricing Excluding Heat Application)
- $22,500 Including Torch Work
- Subject to Fully-completed Application
- Minimum Deductibles (applicable to Compensatory Payments only)
- $10,000 Cold Roofing
- $10,000 Hot Works
For new submissions, please contact us toll-free at 1-888-868-8367, or email triage@tottengroup.com.