Totten Insurance Group has developed Sexual Misconduct & Molestation coverage to address the financial and reputational damage that such allegations create. The policy offers the following features:
- Coverage for executive officers, directors, trustees, employees, coaches, counsellors, clergy and volunteers
- Coverage includes negligent hiring, employment, investigation, supervision, training or retention of, or failure to report to proper authorities employees who commit acts of sexual misconduct or molestation
- Coverage for insured events occurring anywhere in the world
- Duty to defend policy
Additional key benefits include:
- Early loss mitigation by leading experts in the field, assisting from the first day of notice of a claim
- Tailored risk management to suit the specific requirements of each policyholder
- Access to our network of expert counsel available for the handling of all claims
Furthermore, insureds are entitled to free access to a web-based risk management tool offering:
- Employee and volunteer training on preventing and reporting sexual misconduct and molestation
- Articles and databases on a wide variety of sexual misconduct and molestation issues
- Best practices advice provided by our expert counsel
Tailored Coverage Available For:
- Religious institutions/organisations including churches, parishes and archdioceses
- Educational institutions
- Healthcare organisations
- Social services
- Leisure services including camps, recreation centres and outdoor activity companies
Limits
Coverage up to $5,000,000 is available as a primary or excess placement. Tail policies are also considered.
For new submissions, please contact us toll-free at 1-888-868-8367, or email triage@tottengroup.com.