Totten Insurance Group offers packages for Cheque Cashing, Money Transfer, Currency Exchange, Payday Loan and related services stores.
Mandatory coverages include Property (building and/or contents) and Liability. Optional coverages are available such as Loss of Income, Crime and Equipment Breakdown, as required.
Coverages
Property
Broad Form, Replacement Cost (excluding stock), $1,000 Deductible. Subject to Warranty Endorsement.
- 90% Coinsurance
- Sewer Back-Up
- Earthquake
- Flood
- Extensions of Coverage include;
- Temporary Locations - $25,000
- Newly Acquired Locations - $100,000
- Parcel Post - $2,500
- Other Transit - $2,500
- Sales Representatives - $2,500
Cash Advance Protect Extension Endorsement
- Accounts Receivable - $10,000
- Exhibition Floater - $10,000
- Fire Fighting Expenses - $10,000
- Professional Fees - $10,000
- Outdoor Signs - $10,000
- EDP Systems/Media/Breakdown - $10,000
Business Interruption - Limited Business Income - Broad Form
Crime - Broad Form Money & Securities
- Employee Dishonesty
- Loss Inside Premises
- Loss Outside Premises
- Depositors Forgery
- Third-party Computer and Funds Transfer Credit ($50,000, $75,000 and $100,000 Limits Available)
Commercial General Liability - $2,000,000
- Non-owned Auto
- Tenants Legal Liability - $250,000
- Medical Payments - $10,000
Underwriting Considerations
- Minimum Premium $1,000
- Subject to satisfactory completion of the Cash Advance Program Supplement
For new submissions please contact us toll-free at 1-888-868-8367, or email us at triage@tottengroup.com.