Hospitality/Liquor Liability

Totten’s Hospitality and Liquor Liability Product is one of Canada’s leading programs for liquor licensed establishments.

Our package policy offers at an additional cost, Commercial Legal Expense, Restaurant Contamination, Violent Attack and Premises Pollution Liability

Target Classes:

  • Pubs and Bars
  • Licensed and Unlicensed Restaurants and Fine Dining
  • Bars with Live Entertainment, small dance floor and bouncers on premises
  • Liquor Sales up to 100%
  • Jazz Clubs
  • Billiard Halls
  • Taverns
  • Stand Alone Liquor Stores
  • Night Clubs on referral only
  • Lounges
  • Hotels and Motels

Product Highlights

  • Specifically designed for the Hospitality Industry where higher revenue is generated for both liquor, food and other (which may include cover, coat check, etc.)
  • Host Liquor Liability is provided up to policy limits
  • Designed to accommodate most classes of hospitality risks
  • Ability to write most accounts
  • Highly professional claims service
  • Policy provides coverage for bodily injury and property damage
  • Forcible ejection coverage is included up to policy limits unless sub-limited due to the Operation of the Client
  • All accounts written are subject to an inspection and completion of all inspection recommendations within 60 days

Coverage & Limits

  • In-house up to $5M on Property Coverage
  • $5M CGL available
  • Excess Limits available over the $5M Limit

   

For new submissions, please contact us toll-free at 1-888-868.8367, or email triage@tottengroup.com.